Deposit Rates

We offer some of the best personal banking deposit rates in our market. Rest assured knowing that your checking and savings balances are safe and secure with United Roosevelt Savings Bank. We offer you the account tools to manage your money and save for your future in any stage of your life. We’ll make sure you have the right interest-bearing account to meet your personal goals! 

Checking and Savings
ProductRateAnnual Percentage Yield*

Compounded

Minimum Deposit to OpenMinimum to Obtain APY
           
NJ Consumer Checking None None N/A $50 N/A
N.O.W. Checking 0.05% 0.05% Monthly $50 $1

Platinum Checking

0.05%

0.05%

Monthly

$5,000

$1-$4,999.99

 

0.10%

0.10%

Monthly

$5,000

$5,000-$9,999.99

 

0.15%

0.15%

Monthly

$5,000

$10,000-$24,999.99

 

0.25%

0.25%

Monthly

$5,000

$25,000-$49,999.99

 

0.45%

0.45%

Monthly

$5,000

$50,000+

Kasasa Cash®

Learn more about current Rate/APY and qualifications.

 

$50

$0.01

Kasasa Saver®

Learn more about current Rate/APY and qualifications.

 

$25

$0.01

Statement Savings

0.25%

0.25%

Monthly

$100

$1

Passbook

0.25%

0.25%

Monthly

$25

$1

Money Market

0.05%

0.05%

Monthly

$500

$1-$499.99

 

0.35%

0.35%

Monthly

$500

$500+

*Annual Percentage Yield (APY).  Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year.  Contact United Roosevelt Savings Bank for full disclosure. Rates effective as of 08/22/2017 and are subject to change without notice.

**Fees may reduce earnings.

 

CDs
ProductRateAnnual Percentage Yield*CompoundedMinimum Deposit to OpenMinimum to Obtain APY

6 month CD

0.35%

0.35%

Monthly

$500

$500

7 month CD

0.35%

0.35%

Monthly

$500

$500

9 month CD

0.60%

0.60%

Monthly

$500

$500

12 month CD

0.60%

0.60%

Monthly

$500

$500

15 month CD

1.30%

1.30%

Monthly

$500

$500

18 month CD

1.30%

1.30%

Monthly

$500

$500

19 Month CD Step Up

1.60%

1.60%

Monthly

$500

$500

24 month CD

1.30%

1.30%

Monthly

$500

$500

30 month CD

1.30%

1.30%

Monthly

$500

$500

48 month CD

1.75%

1.76%

Monthly

$500

$500

60 month CD

2.11%

2.12%

Monthly

$500

$500

*Annual Percentage Yield (APY).  Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year.  Contact United Roosevelt Savings Bank for full disclosure.  Rates effective as of 08/22/2017 and are subject to change without notice.  United Roosevelt Savings Bank may impose a penalty on a CD if you withdraw any of the principal before maturity date.

**Fees may reduce earnings.

IRAs
ProductRateAnnual Percentage Yield*CompoundedMinimum Deposit to OpenMinimum to Obtain APY

6 month IRA

0.35%

0.35%

Monthly

$500

$500

7 month IRA

0.35%

0.35%

Monthly

$500

$500

9 month IRA

0.60%

0.60%

Monthly

$500

$500

12 month IRA

0.60%

0.60%

Monthly

$500

$500

15 month IRA

1.30%

1.30%

Monthly

$500

$500

18 month IRA

1.30%

1.30%

Monthly

$500

$500

24 month IRA

1.30%

1.30%

Monthly

$500

$500

30 month IRA

1.30%

1.30%

Monthly

$500

$500

48 month IRA

1.75%

1.76%

Monthly

$500

$500

60 month IRA

2.11%

2.12%

Monthly

$500

$500

*Annual Percentage Yield (APY).  Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year.  Contact United Roosevelt Savings Bank for full disclosure.  Rates effective as of 08/22/2017 and are subject to change without notice.  United Roosevelt Savings Bank may impose a penalty on a CD IRA account if you withdraw any of the principal before maturity date.

**Fees may reduce earnings.

Roth IRAs
ProductRateAnnual Percentage Yield*CompoundedMinimum Deposit to OpenMinimum to Obtain APY

6 Month Roth IRA

0.35%

0.35%

Monthly

$500

$500

12 Month Roth IRA

0.60%

0.60%

Monthly

$500

$500

24 Month Roth IRA

1.30%

1.30%

Monthly

$500

$500

60 Month Roth IRA

2.11%

2.12%

Monthly

$500

$500

*Annual Percentage Yield (APY).  Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year.  Contact United Roosevelt Savings Bank for full disclosure.  Rates effective as of 08/22/2017 and are subject to change without notice.  United Roosevelt Savings Bank may impose a penalty on a CD IRA account if you withdraw any of the principal before maturity date.

**Fees may reduce earnings.

Christmas and Vacation Club
ProductRateAnnual Percentage Yield*CompoundedMinimum Deposit to OpenMinimum to Obtain APY
Holiday Club 0.13% 0.13% N/A  $5 $5
Vacation Club 0.13% 0.13% N/A $5 $5

*Annual Percentage Yield (APY).  Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year.  Contact United Roosevelt Savings Bank for full disclosure. Rates effective as of 08/22/2017and are subject to change without notice.

**Fees may reduce earnings.